Fair Lending Statement/ HMDA Notice

Carrington Mortgage Services, LLC is an Equal Housing Lender.

We are committed to fair and responsible lending in offering competitive home financing opportunities to consumers through our residential Mortgage Lending Division. It is our policy to treat all consumers fairly and in compliance with all applicable lending laws.

We do not discriminate against any applicant or customer on the basis of race, color, sex, sexual orientation, gender identity, religion, disability, age, veteran status, ancestry, or national or ethnic origin. We further do not discriminate against any applicant or customer on the basis that all or part of the applicant's or customer's income derives from any public assistance program, or on the basis that the applicant or customer has in good faith exercised any right under any applicable law whose purpose is the protection of consumers.

We fully comply with all laws applicable to the conduct of our business, including those laws prohibiting discrimination such as the Fair Housing Act and the Equal Credit Opportunity Act.

As an adjunct to the foregoing commitment, we and our affiliates actively promote, and are committed to creating and fostering, an environment of diversity throughout our respective organizations, and each views such a concept as a critical component to the ongoing success of our business operations.

Home Mortgage Disclosure Act Notice

The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. These data are available online at the Consumer Financial Protection Bureau’s Web site (www.consumerfinance.gov/hmda).