A FASTER WAY TO ACCESS YOUR HOME EQUITY

A home equity line of credit (HELOC) gives you flexible access to your home's equity without refinancing your current mortgage, with funding available in as little as five business days. Whether you're planning a home renovation, consolidating debt, or preparing for a major expense, a HELOC gives you a simple way to put your home equity to work.

WHY A HELOC WITH CARRINGTON

FAST ACCESS TO FUNDS

A streamlined online application that could fund in as little as five business days.

NO NEED TO REFINANCE

Keep your current mortgage while accessing your home's equity.

FLEXIBLE ACCESS

Access your home equity through a structured line of credit, with the ability to draw additional funds over time based on your selected term.

SUPPORT YOU CAN RELY ON

Guidance from experienced mortgage professionals throughout the process.

HOW IT WORKS

See if you qualify: Answer a few questions to explore your options.
Complete your application: Apply online and securely verify your information.
Access your funds: Funding is initiated after closing and any required waiting period.

Ready to explore your options?

See if a HELOC is right for you.

Get Started Today.

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Product Terms and Limitations: The HELOC product is a second lien secured by your home. All loans are subject to credit, underwriting, and property approval guidelines. Minimum 600 FICO. Maximum 50% debt-to-income ratio, and CLTV up to 85% based on occupancy and FICO. Loan amounts between $25,000 and $750,000. Payments do not include taxes and property insurance. Please consult with your tax advisor regarding deductibility of interest on a home equity line of credit. Interest rates and program terms are subject to change without notice. Property insurance is required. Other restrictions may apply.

Additional funds may be available for draw up to the originally approved credit limit only after at least 10% of the initial loan balance has been repaid. Eligibility for additional draws is subject to lender approval.